Personal Finance

Whether it’s through a blunt comment online, a gentle reminder in person, or just by the look on their face, people tell me the same thing all the time. “David,” they say, ” I already know everything you’re saying to me right now. I want to be financially free. I don’t need someone to rehash […]

One of the issues that seems to be brought up continually is that of financial literacy. Money plays such a big part in our lives. It’s why we strive for a higher education, go to work, and build careers. We have to deal with money almost daily — earning it, spending it, and saving it. […]

Readers, I need to tell you a story. It’s about a friend of mine, named Sam. I’ve known Sam for decades — since we were high school freshman together, actually. Unfortunately, Sam has never quite learned what it means to “live within your means.” Or, to say in inversely, Sam consistently lives well beyond his […]

Smartphones have become so much more than simply being a mobile phone. Today, we use them for a lot more than making calls and sending texts (actually, who even makes actual phone calls anymore, anyway?). Our devices have become so advanced that they have replaced many physical items we used to depend on. One of […]