Personal Finance

Do you like free money? We thought you might. And a lot of banks think you might as well. That’s why they are offering bonuses to open up a bank account with them. Banks want your business, and many have offers that almost sound too good to be true. $600 to open an account? What’s […]

If you’re looking for ways to diversify your portfolio and grow your wealth, then you may want to explore investment opportunities in the UK. That’s because investing abroad can help protect your portfolio from potential downturns in the Indian economy and reduce the risk of the rupee depreciating. There are several investment opportunities for Indians […]

Retirement is the reward for a lifetime of working hard and paying taxes. But, it’s hard to enjoy your downtime if you haven’t left yourself with enough cash to live comfortably. You pay in o Social Security benefits with every paycheck, so it makes sense to maximize what you’re able to receive on the other […]

I’ve always identified myself as a penny pincher. However, I wouldn’t necessarily say I’m proud of that label. Then again, I’ve never fully shied away from it either. After all, I credit my willingness to scrap and save for giving me courage to jump into the unknown of entrepreneurship when I started MoneyNing.com, all those years […]

In many parts of America, the cost of living has skyrocketed out of control. The resulting increase in costs for things like rent, groceries, utilities, healthcare, and transportation has seen thousands of Americans pack up and move to greener (or at least cheaper) pastures. There are still plenty of cities in the good ol’ U.S. […]

Too often, we think of our financial decisions as being made in a vacuum. For example, we figure that the investment choices we make only affect us in terms of gains or losses. Or the decision to fund a 529 education account only means your child will have a better chance of making it through […]

Whether it’s through a blunt comment online, a gentle reminder in person, or just by the look on their face, people tell me the same thing all the time. “David,” they say, ” I already know everything you’re saying to me right now. I want to be financially free. I don’t need someone to rehash […]

One of the issues that seems to be brought up continually is that of financial literacy. Money plays such a big part in our lives. It’s why we strive for a higher education, go to work, and build careers. We have to deal with money almost daily — earning it, spending it, and saving it. […]

Readers, I need to tell you a story. It’s about a friend of mine, named Sam. I’ve known Sam for decades — since we were high school freshman together, actually. Unfortunately, Sam has never quite learned what it means to “live within your means.” Or, to say in inversely, Sam consistently lives well beyond his […]

Smartphones have become so much more than simply being a mobile phone. Today, we use them for a lot more than making calls and sending texts (actually, who even makes actual phone calls anymore, anyway?). Our devices have become so advanced that they have replaced many physical items we used to depend on. One of […]