Loans

Most people would agree that having a car loan is often a necessary evil. Plenty of people can’t just slap down $20,000-to-$50,000 cash to pay for a new car. Having said that, you don’t have to resign yourself to being on the hook for monthly car payments forever. It’s in your best interest to pay […]

Co-signing a loan can be extremely helpful. It’s a great way to help a loved one with an imperfect credit history qualify for a loan or some type of credit. Hopefully, it helps them learn how to handle the new credit responsibly. Sometimes, however, being a co-signer becomes a difficult lesson for everyone involved. If […]

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

One of the things my family has struggled with has been getting approved for loans. Since our primary source of income is my small business, we have to jump through more hoops in order to get the best rates. Unfortunately for us, it’s not as simple as submitting your tax returns and pay stubs. I’ve […]