Debt Management

There are lots of common financial mistakes that many of us make. Not budgeting for monthly expenses, for example. These mistakes, while not advisable, usually aren’t too damaging. If you can correct the course, your personal finances will be back on track quickly and easily. However, there are also some serious mistakes that people make […]

Although it’s been more than a decade since the 2008 financial crisis, consumer debt has continued to climb at a record pace. Consumers have always taken on some level of debt to meet their financial goals, such as purchasing a house or investing in education. Unfortunately, factors such as declining wages and job security have […]

Debt is a financial cancer and the truth is, many of us are carrying way too much of it. As of the second quarter of 2019, consumer debt totalled a record-setting $13.86 trillion. Since the 2008 financial crisis, Americans have been growing their debt in four key areas — home ($9.4 trillion), auto ($1.3 trillion, […]

No matter how much money you make, we all strive for some level of financial stability. When things are going well, it’s easy to take this stability for granted. When you can comfortably cover your expenses, make significant contributions to your long term investments, and still have money left over for non-essentials, it can be […]