Debt Management

Student loans can be a real financial wrecker. The U.S. Federal Reserve estimates that Americans now owe between $900 billion and $1 trillion in student loan debt. That figure has been steadily growing since the 1980s. Other estimates put the total amount of student debt around $1.5 trillion. The average American leaving college owes more […]

There are some costly events in life that you simply cannot avoid. You may have to go into debt for them. These include unexpected medical emergencies or a major (and necessary) home repair. That said, some debt should be avoided whenever possible. There are certain things in life that you should never go into debt […]

Financial emergencies can happen when you least expect it. If you’re not prepared for them, the stress can be insurmountable. It can be a difficult task to find a way to pay for a beloved pet who is sick or injured. Or new brakes for your car — you know, the one that gets you […]

Identity theft is a real and growing problem. In 2018, the Federal Trade Commission (FTC) processed 1.4 million fraud reports totaling $1.48 billion in financial losses. According to the FTC, the most common type of fraud involved identity theft and credit cards. That doesn’t even include cases of honest mistakes, where you receive a bill […]