Budgeting

After a long period of record lows, the federal government recently announced a 0.50% hike in interest rates. The new rate is designed to help combat inflation, which recently hit record highs. Rising interest rates can impact your own personal budget in multiple ways. Mostly, it now costs more to borrow money of any kind. […]

Turning 40 is a milestone in anyone’s life. When your forties begin, you are officially entering middle age. That means you are no longer a “young adult.” You’re definitely not a kid anymore, so time to act like it — financially, at least. You really should have your financial affairs in order by the time […]

It’s payday! You look at your pay stub or bank balance to find the best surprise ever — you’ve been overpaid! It’s like the “Bank Error in your Favor” card in Monopoly. However, before you start making plans for how to spend your unexpected windfall, you should consider one sobering fact. Under U.S. federal law, […]

If you’ve spent any time on the internet in the last few years, you’ve likely come across more than one story about how Millennials are ruining everything. They’re killing casual dining, they’re killing the beer industry, and diamonds too. They’re even killing mayonnaise. All because they’re spending way too much money on Starbucks lattes (among […]