Budgeting

Many of us skipped Thanksgiving and Christmas gatherings last year, due to the pandemic. That’s partly why so many of us are already focused on holiday shopping, decorating, menu planning, and everything else — and it’s only November. Many of us are probably also worrying we won’t have enough time or money to make it […]

Sometimes we make grand financial plans, but they end up turning into nothing. It’s just a reality of life. It happens quite often — more than we’d like to admit, in fact. You’ve probably been there too. You come up with a great plan to pay down that lingering debt, but then a sudden job […]

As much as I love gift-giving and the holiday season in general, I often find that it sneaks up on me. If you’re anything like me, you often find yourself in mid-December scrambling to get presents bought, wrapped, and even mailed. That last minute scramble often means paying more for gifts than you intended, since […]

Most of us are well aware how debt works. We know we shouldn’t buy things that we can’t afford. Instead, we know we’re supposed to save up for major purchases. It’s just smart financial sense to not make a bunch of purchases that drive up your debt. However, when it all comes right down to […]