Skip to main content

When You Should Hire an Auto Accident Lawyer After a Car Crash

5 minute read

By Rhiannon Ball

Being involved in an auto accident can be frightening, especially if you’re injured. You likely have many questions running through your head, and chief among them is undoubtedly “Who will be held liable?”

Determining responsibility rests in the hands of law enforcement responding to the scene in most states, and the courts rely on the principles of negligence when determining who pays and how much.

There are four basic elements that must be proven to determine fault in most jurisdictions: duty, breach, causation and harm. An examination of each, and a discussion about when hiring an auto accident lawyer can be beneficial, can help you understand the road ahead.

When To Hire an Auto Accident Attorney

Legally, you do not have to retain an attorney if you get in a vehicle accident. If everyone involved in the accident is insured and it’s clear who is at fault, you likely don’t need to hire a lawyer. Instead, you’ll want both parties to exchange information, take any photos of the vehicles, and report the accident to insurance. In “fault states”, the at-fault person’s insurance will hold liability and pay for both parties’ damages, while in an “no-fault state”, each party’s insurance covers their own.

Nonetheless, there are circumstances where hiring an auto accident attorney may be a good idea or actually be necessary. These include:

  • If you or your passenger were injured or have lasting health complications from the accident
  • If there were any fatalities
  • If there is disagreement over who was at fault
  • If one of the drivers was uninsured
  • If you suffered emotional distress, pain or suffering
  • If the paperwork (insurance, police report, etc.) looks inaccurate or incomplete

Hiring an attorney after you’ve been in a car accident can be a good idea if the situation is complex or you want compensation for personal injury. A study by NOLO found the 91% of those who hired an attorney for personal injury claims received  a payout compared to just 51% of those who did not get legal representation.

If you are found to be at-fault, your insurance company may provide an attorney for you, so inquire with them about any decisions regarding legal counsel.

A seasoned personal injury attorney who specializes in auto accidents can help determine the viability of your case and will be instrumental in seeking out fair and just compensation. If you hire a lawyer, they can help you prove or disprove the four elements of determining fault, which are duty of care, breach of duty, causation and proof of harm.

The Elements of Determining Fault

1. Duty of Care

One universally accepted principle of the roadway is that drivers owe a legal obligation to other drivers to obey the laws as they pertain to driving and to operate their vehicles in a safe and reasonable manner. In other words, they should not operate a vehicle in a manner that could cause injury to another person, whether that person is a driver or occupant of another vehicle or a pedestrian on the sidewalk.

All drivers are legally bound to drive at or below the posted speed limit, maintain control of their vehicles, be aware of their surroundings, limit distractions while driving, obey posted traffic signs and use the equipment on the vehicle as intended (such as using headlights during periods of low-light or darkness).

2. Breach of Duty

The next element used to prove negligence is breach of duty. Once it’s established that the driver was tasked with duty of care when they got behind the wheel of their vehicle, it must be shown that they breached that duty. Were you or the other driver texting, following too closely, speeding or putting on makeup? Any of these actions can put a driver in breach of duty.

Direct evidence of a breach of duty on the driver’s part might be the testimony of a bystander who sees an accident occur. It might also be evidence obtained from a traffic camera on the street or inside a business. Breach of duty might also be proven by the other party’s own admission of fault; a driver may exit a vehicle after an accident and blurt out an admission “I’m sorry, the dog ran out in front of me!”.

In some cases, evidence such as the other driver’s blood alcohol test levels, performance on sobriety field tests, paint smudges on surfaces impacted by the driver’s car or skid mark measurements on the roadway may be called into play.

3. Causation and the “But For” Test

Once it has been established that there was a breach in the duty of care of the other driver, a personal injury claim must also show causation. It is the onus of the plaintiff to prove that the defendant in the case was not just the proximate cause but also the actual cause.

The so-called “But For” test is employed for this purpose, and simply means that a lawyer needs to prove that if “but for” the actions of the defendant, no harm would have come to the plaintiff. In other words, if the driver of the vehicle didn’t do what they did, no harm would have been experienced. To meet the proximate causation element, the injury should have been, at least to a reasonable, licensed driver, foreseeable. As an example, the driver knew that making a U-turn in the highway might cause an accident.

4. Proof of Harm

The final element is proof of harm. Simply put, even if the driver acted in a foolhardy way and it is shown that they exhibited conduct that was egregious and beyond the norm, harm must be proven on the behalf of the plaintiff. This can be property damage, such as the cost to repair or replace a vehicle, or it can be bodily harm to pay for harm to the plaintiff’s person by way of medical bills, lost income, pain and suffering and other types of damages.

In a car accident case, the element is usually shown through medical evidence or records that detail the injuries that were sustained during the accident. The record must reflect that the injuries are consistent with the elements of the crash and that the plaintiff did not suffer the injuries prior to the crash. If there is no harm proven, the personal injury case has no merit.


Rhiannon Ball



Filing For Unemployment Insurance: Everything You Need To Know Insurance

Filing For Unemployment Insurance: Everything You Need To Know

Losing a job is never easy. This is especially true if it caught you by surprise or you received little (or no) severance pay from your former employer. Thankfully, unemployment insurance is designed to help alleviate your immediate financial concerns while you look for another job. The pandemic has caused a massive amount of economic […]

Read More about Filing For Unemployment Insurance: Everything You Need To Know

5 minute read

Adding a Teen Driver to Your Insurance (Without Breaking the Bank) Teen driver with car insurance Auto Insurance

Adding a Teen Driver to Your Insurance (Without Breaking the Bank)

Teenagers learning to drive is a rite of passage. It’s one that parents dread, but their teens can’t wait for. I remember how I couldn’t even fall asleep the night before when my parents told me I could get behind the wheel the next day. It was just that exciting for me! I’m sure I […]

Read More about Adding a Teen Driver to Your Insurance (Without Breaking the Bank)

6 minute read

Auto Insurance: How to Get What Your Car Is Worth When It’s Been Totaled Car accident between two vehicles Auto Insurance

Auto Insurance: How to Get What Your Car Is Worth When It’s Been Totaled

I still remember the accident like it was yesterday. We were packing up to go home after graduation. I was following my friend in his own car. Then out of nowhere, he swirled to the left and back onto his lane. Instead of focusing on what he was trying to avoid, my eyes were fixated […]

Read More about Auto Insurance: How to Get What Your Car Is Worth When It’s Been Totaled

6 minute read

Does it Make Sense to Get Life Insurance For Your Children? Two Parents Playing Outside with Child Life Insurance

Does it Make Sense to Get Life Insurance For Your Children?

Generally speaking, it doesn’t usually make sense to purchase life insurance for your children. While losing a child is devastating for any parent, no family is likely to be reliant on a minor’s income for survival. However, there are some special circumstances where buying life insurance on your child makes sense. At the very least, […]

Read More about Does it Make Sense to Get Life Insurance For Your Children?

5 minute read

Should You Still Buy Life Insurance If You’re Single? Man Sitting in Room of Moving Boxes Insurance

Should You Still Buy Life Insurance If You’re Single?

I’ll be honest with you. I’m still relatively young and I’ve never thought about getting life insurance until recently, despite being the sole breadwinner in the family. Frankly, finances could be tough for my wife and our two young kids if something were to happen to me. Despite those facts, having a policy would still […]

Read More about Should You Still Buy Life Insurance If You’re Single?

5 minute read

Easy Ways to Lower Your Car Insurance Premiums Red Toy Car on Folded Cash Auto Insurance

Easy Ways to Lower Your Car Insurance Premiums

Money-saving tactics are the subject of hundreds of Google searches these days. So it’s no surprise you might be looking at your car insurance premiums and wondering, “How can I save money here too?” After all, with so many companies advertising give-backs, there might be more than just extra dimes and nickels hiding in your […]

Read More about Easy Ways to Lower Your Car Insurance Premiums

6 minute read

See all in Insurance