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Top Apps for Personal Finance in 2023

4 minute read

By Christopher Brown

What used to be shrouded in big words and fancy suits has been simplified, and modern professionals are all the better for it. Tech has reinvented all things, and personal finance is no exception. If you have a phone, laptop, or desktop PC, then you have everything you need to get your finances in perfect order. From intuitive budgeting platforms to low-fee investing, the personal finance app selection is hitting all-time highs this year. You have nothing to lose, and everything to gain from taking the time to learn about today’s top apps. Start a search today to learn everything you need to know about personal finance apps.

PocketGuard: Budgeting Simplified

A powerful app, PocketGuard provides a transparent, comprehensible snapshot of your financial status. With capabilities like tracking your spending, balancing your budget, and identifying unnecessary expenses, it simplifies the often overwhelming world of budgeting.

Its standout feature is the “In My Pocket” tool, which accurately calculates your disposable income after considering bills, spending, and savings. It effectively transforms a complicated task into an approachable, streamlined process.

You Need a Budget (YNAB): Gain Financial Control

YNAB takes budgeting to the next level by giving you control over every dollar you earn. This app’s approach rests on four rules: give every dollar a job, embrace your true expenses, roll with the punches, and age your money.

By focusing on forward planning and giving you the flexibility to adjust your budget as needed, YNAB encourages you to proactively manage your money, break the paycheck-to-paycheck cycle, and reduce your financial stress.

Personal Capital: Wealth Management and Planning

For those with a burgeoning financial portfolio, Personal Capital offers a wealth of features. From tracking spending to monitoring investments, this app presents a holistic view of your financial picture.

Its standout feature is the Retirement Planner, which provides an insightful forecast of your retirement savings, giving you the ability to adjust your financial plan accordingly. Its integrated approach makes it a one-stop-shop for wealth management.

Stash: Investing Made Easy

Stash simplifies the investing process by providing educational resources and personalized guidance. It’s suitable for both newbie and seasoned investors, offering fractional shares to lower the entry barrier to expensive stocks.

Plus, its Auto-Stash feature allows automatic investments, making it easier for you to consistently build your portfolio. With Stash, investing becomes less intimidating and more accessible.

Mint: All-in-one Money Management

Mint is a versatile money management app that consolidates all your financial information into one platform. It tracks your spending, creates budgets, monitors your credit score, and even sends bill reminders.

Its user-friendly interface and comprehensive approach to financial tracking make it a favorite among users. With Mint, you can access all your financial information in one glance, making money management hassle-free.

Credit Karma: Credit Score and Reporting

Understanding and improving your credit score is essential for financial health, and Credit Karma excels in this area. It offers free credit reports, insights into factors affecting your score, and personalized tips to improve it.

Additionally, it provides a credit score simulator, allowing you to see potential impacts of financial decisions before you make them. Credit Karma is a valuable tool for those aiming to improve or maintain their credit standing.

Robinhood: Easy Stock Trading

Robinhood burst onto the financial scene with a simple mission: to democratize investing. It’s perfect for beginners or those who want to actively manage their investments without expensive broker fees. With a user-friendly interface, Robinhood offers commission-free trading of stocks, ETFs, options, and cryptocurrencies.

Its “Learn” section provides easy-to-understand explanations of investment concepts, making this complex field more accessible. Whether you’re a seasoned day-trader or just dipping your toes into the world of investing, Robinhood offers a robust platform for your investing journey.

Expensify: Business Expenses Simplified

If you’re a freelancer, small business owner, or a frequent business traveler, Expensify will revolutionize how you handle expense reports. With the ability to scan and upload receipts, track mileage, and create detailed expense reports, Expensify automates the mundane tasks that often eat up valuable time.

Its SmartScan technology identifies and captures important receipt details, so you don’t have to. Expensify’s convenience and advanced features make it a standout for business expense management.

Find The Right App Today!

The digital revolution has democratized financial management, making it accessible to everyone with a smartphone. Apps like PocketGuard, YNAB, Personal Capital, Stash, Mint, and Credit Karma each offer unique features to help you take charge of your financial wellbeing.

They enable you to budget, invest, and track your finances in ways that suit your personal needs. But the app universe is vast and continually evolving. The best app for you depends on your specific financial goals and comfort with digital tools. Continue your online exploration to find the ideal digital partner in your journey towards financial mastery.

Shutterstock: fizkes

Christopher Brown



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