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Credit

Did you know that owning a credit card is a key step in your quest for financial success? Choosing a credit card with the best perks and benefits can help you save thousands of dollars a year. Here we’ll teach you how to become the master of your own credit.

Basics

Could a Debt Consolidation Loan Help You and Your Finances? Woman Typing on Calculator with Credit Cards in Hand Credit

Could a Debt Consolidation Loan Help You and Your Finances?

It’s no surprise that those with credit card debt are struggling. Paying debt on multiple credit cards can lead to high interest, fees, and difficulty keeping track of what’s due when. If you feel like you’re barely treading water, there is an option: a debt consolidation loan.

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5 minute read

Expecting a Big Refund on a Credit Card Purchase? You Can Ask For a Check Instead Open Wallet Spilling Credit Cards and Coins Credit

Expecting a Big Refund on a Credit Card Purchase? You Can Ask For a Check Instead

There’s a pretty good chance you’re getting a refund soon. After all, things are being cancelled all over right now. It might only be a small one, like the cost of a mid-tier concert ticket. Or maybe it’s larger than that, like season tickets for a sports season that won’t be happening anytime soon. It […]

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3 minute read

What Actually Happens When You File For Bankruptcy ? Couple Studying Bankruptcy Documents Credit

What Actually Happens When You File For Bankruptcy ?

Bankruptcy should always be viewed as a last resort. After all, the consequences of declaring bankruptcy are severe. They will impact many aspects of your financial life for years to come. The stress caused by this event can also adversely impact your mental health. Despite those consequences, bankruptcy is an all too common occurrence these […]

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6 minute read

Check The Fine Print of Every New Credit Product For This One Important Word Man Studying Document Credit

Check The Fine Print of Every New Credit Product For This One Important Word

There are a bunch of key words to watch for when you take out any new kind of loan or credit. You probably know the obvious ones. Be aware of phrases like interest rate, APR, minimum payments, default penalties, loan term, and so on. However, you should also scan the fine print for one particular […]

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3 minute read