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Credit Basics

Man with Credit Card and Phone Credit

What To Do If You Have No Credit At All

Credit is an important part of your finances. Having a strong credit history and a positive credit score will make your life much easier. It ensures that you can get affordable loans, whether it be a mortgage, a car loan, or something like a credit card or line of credit. Your credit history and score […]

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6 minute read

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Credit

Tips For Making Sure You Have Good Credit

You hear a lot about how important it is to have good credit. It may not always seem fair that your finances are so closely tied to this abstract number. However, the entire credit industry is going to use your credit score to determine your financial reputation. That reputation will determine how they treat you. […]

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9 minute read

reconsideration line credit card Credit

Struggling to Get a Credit Card? Try a Reconsideration Line

Receiving a denial on your credit card application can put quite a damper on things. Rest assured, though, that this decision isn’t necessarily set in stone. There are actions you can take to potentially overturn your rejection and receive that new card. You should consider contacting the reconsideration line of whatever financial institution denied your […]

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6 minute read

Frozen Credit Card Credit

When Should You Freeze Your Credit?

Freezing your credit is one of the biggest and best weapons in your arsenal against the specter of identity theft. However, it seems very few people know you can even do such a thing — let alone when it makes the most sense to use it. Basically, a credit freeze makes it impossible for anyone […]

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4 minute read

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