Want to save money AND live your best life? You can have both. Budgeting doesn’t have to be a bad thing. We have tips, tricks and tools that will help you save money without sacrificing the things you love.
Budgeting
It’s payday! You look at your pay stub or bank balance to find the best surprise ever — you’ve been overpaid! It’s like the “Bank Error in your Favor” card in Monopoly. However, before you start making plans for how to spend your unexpected windfall, you should consider one sobering fact. Under U.S. federal law, […]
6 minute read
Budgeting
Sinking funds are an often-overlooked personal finance concept. However, they can really help you stay on track and avoid budget overruns. The basic premise is simple. Every month you “sink” a little bit of extra money into a specific budgeting category. It could be transportation, planned purchases, personal entertainment, or vacations/holidays. Then, if a rare […]
5 minute read
Budgeting
Over the last few decades, the birth rate in developed countries like Canada and the United States has significantly declined. While it’s true that young people today are more likely to go childless, there are still many millennials who want to become parents. Unfortunately, economic factors such as stagnant wages and out of control housing […]
7 minute read
Budgeting
The year 2020 is almost here. With it comes not only a New Year, but also a whole new decade. What better time to get your financial affairs in order? We know that most of you have probably made financial resolutions in the past. You’ve also most likely broke them. According to a study conducted […]
8 minute read