Want to save money AND live your best life? You can have both. Budgeting doesn’t have to be a bad thing. We have tips, tricks and tools that will help you save money without sacrificing the things you love.
Budgeting
“Common sense just isn’t that common anymore.” You’ve probably heard that phrase uttered before. Maybe your initial response was to “OK Boomer” it away with disregard. When it comes to money, though, it’s shocking how often people fail to apply even a tiny amount of common sense to their decisions. You might know a friend […]
9 minute read
Budgeting
It’s payday! You look at your pay stub or bank balance to find the best surprise ever — you’ve been overpaid! It’s like the “Bank Error in your Favor” card in Monopoly. However, before you start making plans for how to spend your unexpected windfall, you should consider one sobering fact. Under U.S. federal law, […]
6 minute read
Budgeting
Sinking funds are an often-overlooked personal finance concept. However, they can really help you stay on track and avoid budget overruns. The basic premise is simple. Every month you “sink” a little bit of extra money into a specific budgeting category. It could be transportation, planned purchases, personal entertainment, or vacations/holidays. Then, if a rare […]
5 minute read
Budgeting
Over the last few decades, the birth rate in developed countries like Canada and the United States has significantly declined. While it’s true that young people today are more likely to go childless, there are still many millennials who want to become parents. Unfortunately, economic factors such as stagnant wages and out of control housing […]
7 minute read