Budgeting

Even the most frugal of individuals can face those almost impossible-to-resist spending temptations. Whether it’s an incredible sale on the big screen television you’ve been eyeing or a once-in-a-lifetime vacation opportunity, the importance of frugality can be very hard to remember. Especially when your inner child is screeching “but I want that!” Take me, for […]

Setting up a monthly budget for you and your household is one of the first steps of smart financial management. However, it’s also something many of us struggle with. We know it’s important but seeing exactly how our money is being spent each month can be an uncomfortable experience. Better to just spend less than […]

There are plenty of budgeting methods out there. There’s the envelope method. The 50/30/20 philosophy. There are apps and software programs that help you keep track of it all. No matter which budgeting process works for you, most experts agree that making (and sticking to) a firm budget is paramount to financial success. That being […]

You’ve heard plenty about the avalanche and snowball methods for paying off debt. They definitely have their merits. But don’t get buried in calculations or smacked in the face with a bunch of little debts that gang up on your savings. Instead, use the lasso method. It will wrangle your debt and put yourself on […]