About Justine Reist

Moving into a place of your own can feel exciting, but the financial side of the transition often brings uncertainty. Rent is likely to become one of your biggest expenses, so setting a realistic budget is essential before signing a lease or imagining your new setup. Whether you’re preparing for a first apartment or evaluating […]

Most of us didn’t learn how to handle money until our teens, or even adulthood. But strong financial habits are best built early, which is why opening a bank account for your child can be such a valuable step. Many experts suggest starting around age six, when kids can begin grasping basic concepts like fees, […]

You may have seen the term APR while applying for a new credit card. It officially stands for Annual Percentage Rate. Whether you are a first-time credit card user or a long-time card holder, the term APR is one you need to understand. The term APR is often interchangeable with annual interest rates (AIR), though […]

Financial emergencies can strike without warning, and the pressure to find fast cash can feel overwhelming. When a sick pet, urgent car repair, or unexpected bill appears, it’s tempting to reach for the quickest solution. Payday loans often seem like an easy fix, especially when they’re advertised as instant, no-hassle cash. But beneath the convenience […]

When a relationship ends for any reason, finances are probably the last thing on your mind. Despite all the emotional turmoil we need to handle, there is still that essential step of figuring out a new household budget. Becoming a single parent comes with many burdens, including how to manage your money on a single […]