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The term “cryptocurrency” is bandied about a lot these days. Most people understand that the term refers to a virtual coin or digital currency. Many people think of Bitcoin, perhaps the primary brand in the crypto world. However, the vast majority of people know little else about this controversial financial vehicle. We will explain exactly […]

Most people only have one savings account with their bank. Yet, personal finance professionals stress that multiple savings accounts offer powerful strategic advantages to people trying to reach savings goals or manage their money more effectively. Multiple Accounts Make Budgeting (and Saving) Easier One big advantage of having multiple bank accounts is that the strategy […]

Banks have kicked their efforts to attract new customers into high gear. They’re literally willing to pay you for your business. If you’ve got the cash reserves to meet the necessary balance requirements, these amazing bank bonuses will certainly draw your interest. Chase Sapphire Checking The Chase Sapphire Checking account is available to both new […]

Having a low credit rating can have a profound effect on your financial life, especially when it comes to making major purchases. Banks, credit unions, and other traditional lenders will usually balk at your business, leaving you with a narrow range of options that carry higher interest rates and other disadvantageous terms. Despite these difficulties, […]