SEM

To say that the U.S. housing market has been hot in 2021 would be an understatement. Sale prices are soaring and bidding wars have become the “new normal.” Buyers and investors are also tripping over themselves to plunk down big money on properties they haven’t even seen in person. If that all sounds crazy to […]

The COVID-19 economy has brought on some pretty wild market fluctuations. Stocks collapsed during the early stages of the pandemic, then quickly recovered. Oil crashed, then soared. Commodity indexes surged as inflation took hold in 2021. Perhaps most glaring of all is the state of the U.S. real estate market. Prices are exploding, bidding wars […]

Closing costs are part of practically every real estate transaction. Buyers and sellers both incur them, and they apply on top of the property’s agreed-upon sale price. Under U.S. law, financial institutions must fully disclose all applicable closing costs to both buyers and sellers. Furthermore, both involved parties must agree to the costs before the […]