Saving

An emergency fund is meant to protect you during life’s unexpected setbacks — job loss, medical bills, major repairs, or any sudden expense that throws your budget off course. When money gets tight, dipping into those savings is often unavoidable. The real challenge comes afterward, when daily pressures make it easy to delay rebuilding what […]

You hear it a lot. Having a budget is an important (and necessary) first step to having your finances in order. However, it doesn’t end there. Once you have your monthly budget habits running smoothly, you should take it one step further. It’s recommended that you take the time to “close out” your budget at […]