Price Point

Inflation affects every household differently, and the impact on your budget may not match general reports or national trends. Your own spending habits, living situation, and lifestyle choices all influence how rising prices actually show up in your day-to-day life. Understanding your personal inflation rate can highlight where costs are increasing most and where small […]

Rising prices can create real strain on anyone’s budget, but the impact can feel especially sharp during retirement, when flexibility is limited. Everyday expenses that once felt manageable may suddenly take up a larger share of your monthly resources, making long-term planning more challenging. The good news is that thoughtful adjustments and strategic financial choices […]

Some say you need to spend three months’ worth of salary on the rock. I have friends who make $100,000 a year. Do they really need to spend $20,000 to $25,000 on an engagement ring? Will the significant other really say no if they see jewelry that’s not extravagant enough? As with most things finance, […]

Refinancing your mortgage can be an effective way to adjust your payments or take advantage of better terms, but the upfront expenses often make homeowners think twice. Closing costs can create a financial hurdle, even when refinancing would otherwise be worthwhile. The good news is that some lenders offer options designed to reduce or postpone […]