Personal Loans

Co-signing a loan can be extremely helpful. It’s a great way to help a loved one with an imperfect credit history qualify for a loan or some type of credit. Hopefully, it helps them learn how to handle the new credit responsibly. Sometimes, however, being a co-signer becomes a difficult lesson for everyone involved. If […]

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

People who need to borrow money would almost always rather source their funds from a friend or family member. It’s easy to see why. Payday loan companies charge exorbitant rates, and it’s a lot easier to deal with someone you know and care about than with a traditional bank. However, these kinds of situations can […]