Organic

You’re well within your rights to use every available legal avenue to reduce your tax bill. Tax credits and tax deductions are both powerful instruments for achieving this. However, many laypeople only have an incomplete or vague understanding of what they are and how they work. You’ll need to develop a deep understanding of these […]

People who need to borrow money would almost always rather source their funds from a friend or family member. It’s easy to see why. Payday loan companies charge exorbitant rates, and it’s a lot easier to deal with someone you know and care about than with a traditional bank. However, these kinds of situations can […]

As the well-known saying goes, there are only two certainties in life — death and taxes. This axiom is tried and true. Anyone who has tried to avoid paying taxes can tell you as much. To be clear, failing to file a tax return when you are obligated to do so isn’t a good idea. […]

Mortgages, car payments, insurance, utility bills, and other everyday expenses. It all piles up so quickly. All too often, you’ll feel like saving for retirement seems like a distant priority. However, a startling one-third of Americans have less than $5,000 put away for their post-work years. Even worse, roughly 21% have nothing saved at all. […]