Organic

There’s one very specific thing I remember about my dad’s views on investing. He told me multiple times that he simply wouldn’t touch certain investments, out of principle alone. For starters, he refused to ever short a stock. That’s because shorting a stock is basically betting on someone else to fail, meaning you profit off […]

One of the cornerstones of the frugal lifestyle is spending less. However, while you are making your New Year’s Resolutions for 2022, don’t stop at spending less or cutting costs. Consider this as an additional resolution: Make more money. Don’t get me wrong. You absolutely want to focus on reducing your expenses (or at least […]

A homestead exemption is a provision that helps certain taxpayers reduce their property taxes (and protect the homestead from creditors) following the declaration of bankruptcy or death of a spouse. The exemption lowers the taxable value of a property by a certain amount. This is done based on a graduated scale. That means that lower […]

It’s long been accepted that furthering your education is one of the best ways to increase your earning power. Specialized training can go a long way toward developing skills that others are willing to pay more for. Before you drop tens of thousands of dollars on a “traditional” post-secondary education, consider all your options — […]