Organic

There are some costly events in life that you simply cannot avoid. You may have to go into debt for them. These include unexpected medical emergencies or a major (and necessary) home repair. That said, some debt should be avoided whenever possible. There are certain things in life that you should never go into debt […]

You may have seen the term APR while applying for a new credit card. It officially stands for Annual Percentage Rate. Whether you are a first-time credit card user or a long-time card holder, the term APR is one you need to understand. The term APR is often interchangeable with annual interest rates (AIR), though […]

Financial emergencies can happen when you least expect it. If you’re not prepared for them, the stress can be insurmountable. It can be a difficult task to find a way to pay for a beloved pet who is sick or injured. Or new brakes for your car — you know, the one that gets you […]

Being financially literate is important these days. Most of us have some, if not full, responsibility for our eventual retirement. Successfully preparing, investing, and managing your money for that day requires a degree of know-how. Gaining the necessary knowledge starts with understanding basic investing terms. You know, the ones that are commonly used. You’ll hear […]