Organic

Human resources executives call it “total compensation.” If you’ve never heard the term before, it refers to the overall value that comes with a job. It includes benefits, perks, vacation time, and anything else that goes over-and-above your regular salary or wages. It could even include something as small as reimbursement for a gym membership. […]

Credit is an important part of your finances. Having a strong credit history and a positive credit score will make your life much easier. It ensures that you can get affordable loans, whether it be a mortgage, a car loan, or something like a credit card or line of credit. Your credit history and score […]

Credit limit increases are a double-edged sword. On one hand, accepting your credit limit increase can improve your credit score. On the other hand, having more credit can be risky. If you’re not careful, it can lead to greater amounts of debt. So what should you do if your credit card company offers you a […]

If you enjoy earning credit card rewards, this article is for you. Whether you are an average rewards earner, or someone who “churns” cards like a pro, things like air miles, cashback, or points can be great incentives. However, you need to be aware of the so-called 5/24 rule that some (but not all) banks […]