Organic

We all know that one of the cornerstones of financial success is getting the details right. Even with good intentions and managing the general money basics like we should, the reality is that we can still fail, financially speaking. One of the main reasons is simply human psychology, when our brains convince us to defy […]

I can’t remember which comedian it was who said it, but I remember the line vividly. They were poking fun at the health of Americans, lambasting the way they pay for gym memberships only to drive their cars to get there, find the closest parking spot to the entrance, and then take the escalator up […]

Perhaps you’ve heard that you should never pay your mortgage payment with a credit card. We feel it’s important to point out that this advice is absolutely correct in almost every case. It almost never makes sense to pay your mortgage payment with a credit card. Not only are you merely transferring the debt from spot […]

Even if you previously had a mortgage application rejected, you may want to try again. Fannie Mae recently announced changes to their underwriting process. The new calculations will include your history of rental payments. That’s great news for anyone that’s been a reliable tenant for years while saving for a house. This new process should […]