Organic

Even if you previously had a mortgage application rejected, you may want to try again. Fannie Mae recently announced changes to their underwriting process. The new calculations will include your history of rental payments. That’s great news for anyone that’s been a reliable tenant for years while saving for a house. This new process should […]

People who hang it up at age 55 (or younger) are generally considered to have retired early. With careful planning and financial discipline, it’s possible to save enough for an early retirement on a median-range income. However, there are also some lurking financial pitfalls that don’t rear their heads until after you’ve said goodbye to […]

Should you or shouldn’t you? When you find yourself married (or just in a serious romantic relationship), the question of how or when to combine your finances is a common one. You’ll have to decide how to best merge your respective finances together — of whether you do it at all. Will all your accounts […]

Gift cards can be a great gift when you’re just not sure what to buy for someone. However, they often get set aside and forgotten about. You may have gift cards sitting in a drawer for months (or even years) before you remember they exist. Consumer studies show that as many as 20% of gift […]