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If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

When you’re ready to buy a house, a mortgage pre-approval is a smart step to take. Whether it’s your very first house or just your next one, mortgage pre-approval will ease your stress and save you a bunch of time. After going through the pre-approval process, you’ll have a much clearer idea about your overall […]

Buying a house can be complicated — especially if you’ve never done it before. A mortgage calculator will give you a much clearer idea of how much you can afford to spend on a house. If you know how much you can budget, you’re one step closer to home ownership! Types of Mortgage Calculators Mortgage Affordability […]

According to a Federal Deposit Insurance Corporation report from 2019, 5.4% of American households don’t have a bank account. The number doesn’t sound like a huge percentage. However, with 325+ million people in the country, that’s as much as 7.1 million households that were unbanked. The reasons for why these families are going without a […]