Frugal

Being frugal isn’t so much about what you buy. Really, it’s more of a state of mind. A different way of living. Too often, we get caught up in penny pinching in a way that isn’t healthy for our finances – or our sanity. If you’ve been trying (and failing) to get your budget balanced […]

I’ve always been a penny pincher. In my younger days, I would work summer jobs and basically save everything. Any time I saw a way to save a couple dollars, I jump all over it. For example, I switched to a little know cell-phone provider to cut my bill down. I’ve even been known to […]