Emergency Funds

An emergency fund is meant to protect you during life’s unexpected setbacks — job loss, medical bills, major repairs, or any sudden expense that throws your budget off course. When money gets tight, dipping into those savings is often unavoidable. The real challenge comes afterward, when daily pressures make it easy to delay rebuilding what […]

In the world of personal finance, “money saved for a rainy day” is far from the sexiest investment you can make. That doesn’t mean it’s not important, though. When your life gets flipped upside down — whether from job loss, divorce, a death in the family, or any sort of unexpected financial crisis — having […]