Editors Pick

Who doesn’t love the idea of paying off a mortgage faster and reducing long-term interest? Biweekly payments are often marketed as an easy shortcut to both goals, promising a quicker path to financial freedom. However, the reality is more nuanced than it may seem at first glance. Before committing to a new payment schedule, it’s […]

I got a call from a Fidelity rep who told me my former advisor had left and he’d be taking over. As we talked, I noticed he kept calling himself a financial planner while referring to his predecessor as a financial advisor. When I asked why, he said it was because he’d earned the Certified […]

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

Buying a home involves more than choosing a neighborhood or floor plan — understanding the numbers behind your mortgage is just as important. A mortgage calculator can help you estimate how much you can borrow, what your payments might look like, and whether the costs fit comfortably within your budget. With the right inputs, financial […]