Credit Score

You hear a lot about how important it is to have good credit. It may not always seem fair that your finances are so closely tied to this abstract number. However, the entire credit industry is going to use your credit score to determine your financial reputation. That reputation will determine how they treat you. […]

Credit cards are financially floating many individuals and families these days — especially in the wake of the pandemic. However, they are costly sources of borrowing money. It’s more crucial than ever to keep an eye on your expenses and cut down on spending. Living within your means and not taking on extra credit debt […]

Whether or not you think it is fair, people make judgments about you every day. The way you dress, how you act, and the things you talk about are all used by others to judge you. They might not even be doing it intentionally. It’s just how we are wired as humans. Whether it’s someone […]

I recently had an email exchange with a young man . He was aiming to voluntarily have a credit score of zero. Yes, you read that right. He wants his credit score to be so low that the credit reporting agencies might otherwise assume he’s dead. When I first read this, I thought this guy […]