Credit Score

There are moments in life when you need a new credit card — like immediately! Maybe you have an emergency purchase to make or are angling to take advantage of a temporary 0 percent interest rate. In any case, there are credit card issuers who work quickly. Whether you’re looking for a speedy application process, […]

Buying a home is more than a major life commitment; it’s also the most expensive purchase most people ever make. As if that doesn’t put enough pressure on prospective buyers, the process of getting into the real estate market can feel overwhelming. If you’re eyeing a first-time purchase or looking to refresh your knowledge of […]

Your credit score is incredibly important. It takes various aspects of your financial life — debt load, credit limits, loan history, credit card usage, and even utility payments — and combines it all into one three-digit number. That number is your credit score. It’s responsible for a lot of important things in your life, even […]

Getting approved for certain credit cards isn’t always easy. According to Salary Finance’s fourth annual report, 33 percent of Americans were denied credit in the past 12 months. Those with a less than perfect credit score or rocky credit history may find themselves struggling for approval on cards with minimal perks and credit limits. But […]