Credit Cards

There’s a pretty good chance you’re getting a refund soon. After all, things are being cancelled all over right now. It might only be a small one, like the cost of a mid-tier concert ticket. Or maybe it’s larger than that, like season tickets for a sports season that won’t be happening anytime soon. It […]

Credit limit increases are a double-edged sword. On one hand, accepting your credit limit increase can improve your credit score. On the other hand, having more credit can be risky. If you’re not careful, it can lead to greater amounts of debt. So what should you do if your credit card company offers you a […]

If you suffer from a low credit score, you’re probably anxious to fix it. A low (or non-existent) credit rating can make life difficult in all kinds of ways. It could cause you to lose out on a potential new apartment or pay much higher interest rates on your credit cards or while financing a […]

You may have seen the term APR while applying for a new credit card. It officially stands for Annual Percentage Rate. Whether you are a first-time credit card user or a long-time card holder, the term APR is one you need to understand. The term APR is often interchangeable with annual interest rates (AIR), though […]