401(k) Plans

Fidelity Investments recently announced users could put a portion of their 401(k) investments into Bitcoin. Bitcoin (and other cryptocurrencies) are emerging and highly volatile digital currencies. The wild peaks and valleys of crypto prices make them a poor choice for retirement investing. For many people, a 401(k) account is a primary means of retirement saving. […]

In the other articles in our “Retire at 55” series, we’ve talked a lot about “saving” for retirement. But the truth is that you will never be able to save enough money to retire (and certainly not retire early) if you simply stash it away in a savings account. Instead, when we say “saving” for […]

Most people think of their investments in terms of gains and losses. Unfortunately, very little thought is given to the potential tax implications. That is, until the Internal Revenue Service (IRS) comes calling. (And they always do.) However, the reality is that taxes play a big factor in investment portfolios, both large and small. Your […]

When it comes to saving for retirement, both a 401k or an Individual Retirement Account (IRAs) are viable options. However, each of them function a little differently. They offer similar, but not quite the same, benefits, depending on your personal employment situation. The choice of which vehicle is best for you depends largely on your […]