4% Rule

Key Takeaways Estimate your retirement expenses: Choose an approach that makes sense for you, whether it’s making a detailed list of necessary and discretionary spending, or using an online calculator. If you can lower your retirement expenses, then you won’t have to save as much to reach your target goal. Calculate how much you’ll need to […]

Retirement can be a tricky topic. It’s full of many government rules, tax regulations, and theories on the best ways to save and enjoy your golden years. If you Google the term “retirement rules,” you’ll be inundated with advice — both good and bad. Remember that there is a multi-billion-dollar industry built around helping people […]