Grocery spending has become a growing concern for many households, especially as day-to-day essentials feel more expensive than they used to. While rising costs can strain any budget, thoughtful habits and strategic choices can make a noticeable difference at checkout. With a bit of planning, smart substitutions, and awareness of common pitfalls, it’s possible to keep food costs under control without sacrificing quality. Simple adjustments can go a long way toward making each shopping trip more affordable.
Use Cash-Back Apps
If you think couponing is a thing of the past, then think again. Cash-back apps are essentially a new source of coupons. Instead of clipping coupons out of newspapers, simply browse offers from nearby grocery stores and take advantage of available rebates.
Ibotta and Checkout 51 are popular cash-back apps to consider using. According to CNBC, “the average Ibotta user earns between $10 and $20 a month.” However, the source says especially active users can earn $100 to $300 cash-back per month.
Beware of Shrinkflation
Shrinkflation is a sneaky way that companies increase prices. Instead of raising the sticker price, they reduce how much product you get. For instance, say a bag of chips now has 36 chips instead of 40. If the sticker price stays the same, then you’re effectively paying 10% more.
AARP found a few examples recently: Charmin Ultra Soft Super Mega Rolls now have 30 fewer sheets and the family size of Keebler’s Chips Deluxe with M&Ms Cookies is now 2.6 ounces smaller. Savvy shoppers should compare the unit price of different brands to find the best value.
Shop Your Pantry First
Before heading to the grocery store, take inventory of everything you already have. Check your pantry, fridge, and freezer. After all, staples like canned goods and frozen vegetables can get lost in the shuffle. If you assess what you already have, then you can avoid accidentally buying duplicates.
And you might be able to take other things off your list. For example, perhaps you discover spaghetti noodles, tomato sauce, and frozen ground beef you forgot about. That’s dinner right there. As a result, you can cross off one night’s worth of groceries. Plus, there’s less chance of food expiring before you use it.
Use a Grocery Rewards Card
Swiping the right credit card is another way you can save on groceries. For instance, CNBC says you can earn up to 6% cash-back at supermarkets with a grocery rewards card. American Express and Visa both have options.
If you buy many groceries at big box stores, then you might want to get a store credit card instead. That’s because grocery rewards cards often exclude Target and Walmart. So, you might benefit more from a cash-back store credit card.
Spend Less on Produce
Healthy eating has a reputation for being expensive, but you don’t have to spend a fortune on produce. Instead of strictly buying fresh produce, make a beeline for the freezer aisle. Frozen fruits and vegetables not only last longer but also cost less.
In fact, Forbes says frozen foods can be 50% cheaper than their fresh counterparts. If you do buy fresh produce, then be sure to use the crisper drawer. CNBC says produce such as carrots and cabbage can last two weeks or longer in a crisper drawer.
Look for Discount Opportunities
You can also cut grocery costs with a few tried-and-true methods. For one thing, sign up for your grocery store’s loyalty program. While programs vary from one grocery store to the next, they’re typically a good way to score deals on groceries, toiletries, and sometimes even gas.
Additionally, you can save money by buying store-brand products instead of name-brand products. And, of course, don’t overlook old-fashioned coupons. Many grocery stores make their coupons available online, so you can easily print them out before heading to the store.
Use a Vacuum Sealer
According to Forbes, a 2020 study shows “the average U.S. household wasted 31.9% of its food.” The study estimates that this waste costs $1,866 per household. But investing in a vacuum sealer can help you cut down on food waste and get your money’s worth.
Vacuum sealing perishable food can help it last longer, so you’re more likely to eat it before it goes bad. Additionally, a vacuum sealer can enable you to buy in bulk. Buying food in bulk can be cheaper, but only if the food stays fresh. You can also vacuum seal leftovers for another meal.
Stick to Your Shopping List
Before going to the grocery store, make a shopping list — and stick to it. If you have a plan and know what you need, then you’re less likely to overspend. Don’t treat grocery shopping like a “shopping experience.” In other words, don’t buy things on a whim.
When writing your list, be sure to take inventory of your pantry, fridge, and freezer. As previously mentioned, that’ll help you cut down on waste and avoid buying duplicates. And don’t go grocery shopping hungry. That can lead to overspending on impulse buys.
Allow a Weekly Splurge
While you want to avoid impulse purchases, that doesn’t mean you have to completely deprive yourself in order to stay on a budget. As a matter of fact, picking a weekly splurge can help you avoid buying treats impulsively throughout the week.
For instance, buying a pint of ice cream could satisfy your sweet tooth for several nights and keep you from spending more at ice cream shops. Or perhaps you’re more into good coffee. If buying a slightly pricier coffee blend at the grocery store keeps you from spending at coffee shops, then that’s good for your bottom line.
