Save Money

Key Takeaways Super savers push back against “lifestyle creep.” Keeping up with the Joneses will eat up your savings. Instead, identify the activities and experiences that actually make you happy and budget for those. Cut out the rest. Super savers are proactive about avoiding impulse purchases. Impulse buys are not in the budget and online […]

We all have trouble controlling our impulses from time to time. This is true whether we’re shopping, dieting, or simply trying to stick to a workout routine. Sometimes, we just feel like following our instincts for something new and different. Unfortunately, giving in to those urges, especially when it comes to spending, can lead to […]

Key Takeaways Estimate your retirement expenses: Choose an approach that makes sense for you, whether it’s making a detailed list of necessary and discretionary spending, or using an online calculator. If you can lower your retirement expenses, then you won’t have to save as much to reach your target goal. Calculate how much you’ll need to […]

I still remember my first Toastmasters’ speech on the need to save for retirement. It was actually from a couple of decades ago, which is hard to believe. You see, I wanted to improve my public speaking skills. My boss suggested that I attend these events where I would get a chance to practice speaking […]