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Loans

Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.

Basics

What Happens If You Can’t Pay Your Student Loans? Student Loans

What Happens If You Can’t Pay Your Student Loans?

College or university costs a ton these days. Many students find themselves taking on a great deal of student loan debt. It’s not unheard of for some students to graduate with as much as half a million dollars in student loans. Let that sink in for a second. That’s $500,000 to eventually have to pay […]

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9 minute read

Should You Count on Student Loan Forgiveness? Man looks at Student Loan Notice Student Loans

Should You Count on Student Loan Forgiveness?

Now that January 20 has come and gone, there’s a new Democratic administration in the White House. We don’t want to get bogged down in the politics of the transition. However, President Biden taking office has many Americans hopeful he will do something to address the staggering student debt problem the country is facing. As […]

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4 minute read

Should You Use Those “Buy Now, Pay Later” Deals? Store Display Window with Buy Now Pay Later Sign Personal Loans

Should You Use Those “Buy Now, Pay Later” Deals?

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

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5 minute read

Why You Should Never Pay an Upfront Fee For Student Loan Relief Student Loan Relief Application on Table Student Loans

Why You Should Never Pay an Upfront Fee For Student Loan Relief

Student debt is a major problem in America. The country collectively owes more than $1.5 trillion — yes, with a T — in outstanding student loans. It’s become a crippling problem for millions, as wages remain low and unemployment hit record highs in 2020. (Yes, part of that is pandemic related, but it’s still the […]

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4 minute read