Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.
Loans
A personal loan can be a good idea for a number of reasons. It offers a way to get the cash you need – cash you can use to pay off debt, tackle expenses, or make a costly purchase. And you can take your time to pay back these loans, which gives you some flexibility.
4 minute read
Loans
Financial emergencies can happen when you least expect it. If you’re not prepared for them, the stress can be insurmountable. It can be a difficult task to find a way to pay for a beloved pet who is sick or injured. Or new brakes for your car — you know, the one that gets you […]
7 minute read
Loans
People who need to borrow money would almost always rather source their funds from a friend or family member. It’s easy to see why. Payday loan companies charge exorbitant rates, and it’s a lot easier to deal with someone you know and care about than with a traditional bank. However, these kinds of situations can […]
5 minute read
Loans
Having a low credit rating can have a profound effect on your financial life, especially when it comes to making major purchases. Banks, credit unions, and other traditional lenders will usually balk at your business, leaving you with a narrow range of options that carry higher interest rates and other disadvantageous terms. Despite these difficulties, […]
4 minute read