Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.
Home Ownership
You may have previously heard about FHA loans. But, did you know you can use this particular type of loan as a mortgage? It’s time to introduce you to FHA loans, let you know what you need to qualify, and even walk you through the application process! What is an FHA Loan? An FHA loan is […]
5 minute read
Loans
If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]
6 minute read
Loans
A personal loan could be the key to achieving financial freedom. With a potentially lower interest rate than credit cards and the ability to consolidate your debt easily, a personal loan could help you begin making progress towards paying off your debt. And you can see if you qualify in minutes online.
4 minute read
Loans
Helping a family member or friend to secure a loan is a nice gesture. Co-signing a loan is very common, but not without its pitfalls. A poll by CreditCards.com found that 1 in 6 respondents had co-signed for someone else, whether to get a credit card or other type of loan. However, is it really […]
6 minute read