Mortgage Rates

These days, getting creative with your money puts you ahead of the game. One way you can consolidate debt is refinancing your home to pay off your student loan debt. That said, refinancing your home may not be the smartest option for everyone. To help guide you towards that decision, we’ve put together the following […]

If there’s any silver lining in the absolute financial chaos caused by the pandemic, it’s that interest rates have plummeted. In fact, mortgage rates around the country have now dropped below 3%. For a 30-year mortgage, you haven’t been able to grab a rate that low is almost 50 years. If you’re looking to borrow […]

Most people renew their mortgage once every three to five years. For many, the experience can be a stressful one. It’s fraught with negotiations, bartering, budgeting, and number crunching. While the end goal of every homeowner is to get the best possible deal, it’s often easier said than done. Bank representatives can be shrewd negotiators. […]

Some experts will tell home buyers that they don’t need to worry about the federal funds rate because it doesn’t directly influence mortgage rates. This is generally true, but there are some correlations between the two numbers that home buyers might want to investigate before they decide when to purchase new homes.