Loans

Co-signing a loan can feel like a generous step toward helping someone overcome credit challenges, yet the commitment often carries more risk than expected. Many intend to support a loved one while they work toward stronger financial habits, only to find that missed payments or shifting circumstances create significant stress. When responsibility for a shared […]

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]