Investment Strategies

Tax loss harvesting is a strategy many investors use to legally reduce how much they owe on investment gains. By selling losing investments and replacing them with similar alternatives, it’s possible to lock in a loss now while keeping your overall portfolio on track. The approach can be powerful, but it also comes with strict […]

I got a call from a Fidelity rep who told me my former advisor had left and he’d be taking over. As we talked, I noticed he kept calling himself a financial planner while referring to his predecessor as a financial advisor. When I asked why, he said it was because he’d earned the Certified […]

Annuities can be valuable tools for retirement planning, offering guaranteed income and long-term financial security. However, they also come with notable drawbacks that can impact flexibility, inheritance planning, and overall costs. Understanding both the advantages and limitations can help you decide whether an annuity aligns with your retirement goals. By looking closely at how annuities […]

Understanding the difference between an investment adviser and a wealth broker is essential when deciding how to manage your money. Both play meaningful roles in the financial world, yet each serves clients in very different ways. One focuses on offering personalized guidance and long-term planning, while the other helps you execute the trades needed to […]