Investment Strategies

What a roller coaster of a year 2020 has been. It’s usually a mistake to believe that “this time is different,” whenever a crisis happens. However, this year is one that seriously challenges the accepted truth. Between an unprecedented pandemic and lock down, an election with major consequences, and an uncertain road to both Covid-19 […]

Annuities are getting a lot of attention these days. As more people become responsible for their own retirement savings, banks and insurance companies are marketing annuities an attractive option. They are a private sector pension that provides a guaranteed retirement income if you don’t have a traditional pension plan. An annuity is basically a fixed […]

One of the unfortunate side effects of owning your own vehicle is the sense that your transportation is “free.” After all, you need to pay for each ride on the subway or the bus. Taxi or Uber charges add up quickly. But you don’t pay anybody when you jump behind the wheel of your own […]

My friend once told me she paid $50 a week for her son to spend five or six hours in a daycare/preschool. That’s $200 a month for about 12 hours of child care. It was brutal for her on her student budget. However, she didn’t really have a choice. She also told me that things […]