Credit

Although most adults have a credit report (and credit score), few people actually check them regularly. Or at all. Even worse, plenty of Americans have no idea what these things say about their spending habits, accumulated debt, or financial future. Some surveys show that only about one-third of Americans have bothered to check their credit […]

Credit cards are financially floating many individuals and families these days — especially in the wake of the pandemic. However, they are costly sources of borrowing money. It’s more crucial than ever to keep an eye on your expenses and cut down on spending. Living within your means and not taking on extra credit debt […]

Freezing your credit is one of the biggest and best weapons in your arsenal against the specter of identity theft. However, it seems very few people know you can even do such a thing — let alone when it makes the most sense to use it. Basically, a credit freeze makes it impossible for anyone […]