Credit Score

Whether or not you think it is fair, people make judgments about you every day. The way you dress, how you act, and the things you talk about are all used by others to judge you. They might not even be doing it intentionally. It’s just how we are wired as humans. Whether it’s someone […]

I recently had an email exchange with a young man . He was aiming to voluntarily have a credit score of zero. Yes, you read that right. He wants his credit score to be so low that the credit reporting agencies might otherwise assume he’s dead. When I first read this, I thought this guy […]

Hopefully you already know the basics of improving and maintaining a good credit score. Pay your bills on time, don’t max out your credit, and keep an eye on your credit report for inaccuracies. However, beyond these basic perennial good habits, there are some other, more surprising ways you can improve your score. For example, […]

Knowing your credit score is one thing. Understanding exactly how it’s calculated is another thing altogether. If you’re curious about how your credit score is determined, you’ve come to the right place. We’ll show you exactly how companies such as Equifax, Experian, and TransUnion come up with those numbers — you know, the ones that […]