Credit Score

I recently had an email exchange with a young man . He was aiming to voluntarily have a credit score of zero. Yes, you read that right. He wants his credit score to be so low that the credit reporting agencies might otherwise assume he’s dead. When I first read this, I thought this guy […]

Hopefully you already know the basics of improving and maintaining a good credit score. Pay your bills on time, don’t max out your credit, and keep an eye on your credit report for inaccuracies. However, beyond these basic perennial good habits, there are some other, more surprising ways you can improve your score. For example, […]

Knowing your credit score is one thing. Understanding exactly how it’s calculated is another thing altogether. If you’re curious about how your credit score is determined, you’ve come to the right place. We’ll show you exactly how companies such as Equifax, Experian, and TransUnion come up with those numbers — you know, the ones that […]

The pandemic has thrown the economy into almost unprecedented levels of uncertainty. To compensate for factors like higher unemployment and increased lending risk, many banks have tightened up their purse strings. It’s now a bit more difficult to get approved for any kind of loan or credit. That’s bad news if you’re looking for a […]