Credit Cards

If you recently signed up for a new credit card in order to cash in on an attractive entry bonus, you’re probably kicking yourself. Most of these programs require you to spend a certain amount of money on your credit card before unlocking legitimately valuable perks in terms of reward points or cash back dollars. […]

Credit limit increases are a double-edged sword. On one hand, accepting your credit limit increase can improve your credit score. On the other hand, having more credit can be risky. If you’re not careful, it can lead to greater amounts of debt. So what should you do if your credit card company offers you a […]

If you enjoy earning credit card rewards, this article is for you. Whether you are an average rewards earner, or someone who “churns” cards like a pro, things like air miles, cashback, or points can be great incentives. However, you need to be aware of the so-called 5/24 rule that some (but not all) banks […]

You may have seen the term APR while applying for a new credit card. It officially stands for Annual Percentage Rate. Whether you are a first-time credit card user or a long-time card holder, the term APR is one you need to understand. The term APR is often interchangeable with annual interest rates (AIR), though […]