Credit Cards

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

For small business owners, it can sometimes be difficult to keep your professional and personal finances separated. After all, your own financial success depends on the business doing well. And sometimes vice versa, as well, if the business requires you to invest more of your own money into it. If you have poor credit personally, […]

Having bad credit is tough. It makes things that many people take for granted — like financing a new car or swiping your credit card at the gas pumps — extra difficult. Or downright impossible, in some cases. Unfortunately, we now live in a digital age where not having a credit card is a huge […]

Not all credit cards have rewards programs, but if you’re lucky enough to hold a credit card that does, you can take advantage of some pretty interesting rewards. Imagine earning free travel opportunities, concert tickets, a flat-screen television, or even help with your college tuition, mortgage payment or retirement fund. Before you sign up for a rewards program, you should check the facts, look at the interest rate and compare yearly membership fees.