Credit Cards

You hear a lot about how important it is to have good credit. It may not always seem fair that your finances are so closely tied to this abstract number. However, the entire credit industry is going to use your credit score to determine your financial reputation. That reputation will determine how they treat you. […]

Receiving a denial on your credit card application can put quite a damper on things. Rest assured, though, that this decision isn’t necessarily set in stone. There are actions you can take to potentially overturn your rejection and receive that new card. You should consider contacting the reconsideration line of whatever financial institution denied your […]

As the balance on your credit cards increases, your anxiety about paying them off may as well. However, you should know that there are plenty of strategies you can implement to get that credit card debt back down to a manageable level. Part of understanding how you should properly attack this debt stems from knowing […]

Freezing your credit is one of the biggest and best weapons in your arsenal against the specter of identity theft. However, it seems very few people know you can even do such a thing — let alone when it makes the most sense to use it. Basically, a credit freeze makes it impossible for anyone […]