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Should You Use Those “Buy Now, Pay Later” Deals? Store Display Window with Buy Now Pay Later Sign Personal Loans

Should You Use Those “Buy Now, Pay Later” Deals?

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

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5 minute read

The Best Business Credit Cards If You Have Poor Credit Credit Cards Overlapping on Table Credit

The Best Business Credit Cards If You Have Poor Credit

For small business owners, it can sometimes be difficult to keep your professional and personal finances separated. After all, your own financial success depends on the business doing well. And sometimes vice versa, as well, if the business requires you to invest more of your own money into it. If you have poor credit personally, […]

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5 minute read

Credit Card Rewards: Which are Right for You? Credit Card with Star Points Credit

Credit Card Rewards: Which are Right for You?

Not all credit cards have rewards programs, but if you’re lucky enough to hold a credit card that does, you can take advantage of some pretty interesting rewards. Imagine earning free travel opportunities, concert tickets, a flat-screen television, or even help with your college tuition, mortgage payment or retirement fund. Before you sign up for a rewards program, you should check the facts, look at the interest rate and compare yearly membership fees.

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5 minute read

Credit Card Fraud Is Up: Here’s How to Protect Yourself Hacker Stealing Credit Card Identity Credit

Credit Card Fraud Is Up: Here’s How to Protect Yourself

When times are hard, those who prey on the financially stressed seem to multiple. Unfortunately, the current global economic situation has created a ripe breeding ground for credit card fraud. According to the Wall Street Journal, attempted credit card fraud was up 35% in April, in terms of dollar value. That compared to the same […]

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7 minute read

Why Your Credit Limit Suddenly Dropped Without Warning Woman with Laptop Looking Sad at Credit Card Credit

Why Your Credit Limit Suddenly Dropped Without Warning

Finances can be a precarious thing, even at the best of times. With the current uncertainties of the global economy, some credit card companies are taking steps to protect themselves. You need to keep a close eye on your accounts, because they decisions could affect your personal financial situation. In some cases, credit cards are […]

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6 minute read

How Your Credit Card Rewards Might Change Going Forward Credit

How Your Credit Card Rewards Might Change Going Forward

The finance world — like almost everything else — went through a major upheaval in early 2020. Credit card rewards were not immune the chaos caused by the stay-at-home orders and business closures. If you use a rewards based credit card, whether it’s cash back, points, or travel miles, you might be affected. Here are […]

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5 minute read

Expecting a Big Refund on a Credit Card Purchase? You Can Ask For a Check Instead Open Wallet Spilling Credit Cards and Coins Credit

Expecting a Big Refund on a Credit Card Purchase? You Can Ask For a Check Instead

There’s a pretty good chance you’re getting a refund soon. After all, things are being cancelled all over right now. It might only be a small one, like the cost of a mid-tier concert ticket. Or maybe it’s larger than that, like season tickets for a sports season that won’t be happening anytime soon. It […]

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3 minute read

Ask For An Extension to Earn Your Credit Card Signup Bonus Credit Card and Cash in Hand Credit

Ask For An Extension to Earn Your Credit Card Signup Bonus

If you recently signed up for a new credit card in order to cash in on an attractive entry bonus, you’re probably kicking yourself. Most of these programs require you to spend a certain amount of money on your credit card before unlocking legitimately valuable perks in terms of reward points or cash back dollars. […]

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2 minute read

When You Should (And Shouldn’t) Accept That Credit Limit Increase Offer Approved Stamp on Credit Application Credit

When You Should (And Shouldn’t) Accept That Credit Limit Increase Offer

Credit limit increases are a double-edged sword. On one hand, accepting your credit limit increase can improve your credit score. On the other hand, having more credit can be risky. If you’re not careful, it can lead to greater amounts of debt. So what should you do if your credit card company offers you a […]

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6 minute read