Car Insurance

According to financial comparison site Bankrate, the average cost of car insurance is $1,674 per year for full coverage. If you choose to go with minimum coverage then the average cost is $565 per year. As you most likely assumed, a speeding ticket, accident or DUI will cause those figures to jump. Even if you […]

Loan refinancing is a great way for borrowers to reduce their monthly payments and save on interest charges. However, things are a bit more challenging for people with bad credit. Low credit scores usually mean two things: higher interest rates and a tougher time getting financed. Your best bet is to focus on improving your […]

For many Americans, having a car is a necessity. Maybe you live somewhere without adequate public transportation. Maybe you need a car to get to work, take children to school, or make regular visits to aging parents. Whatever the season, this need certainly comes with a cost. In short, driving isn’t cheap. And if you […]

When you apply for car insurance, insurance companies complete a “risk assessment.” This is to determine the likelihood that you’ll eventually file a claim. Many factors play into assessing your overall risk as a driver. Your driving history is obviously included, but so are things like your credit score. If you have a history of […]